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Crypto hero

Banking built for crypto-native companies

Grow from pre-seed to IPO with a financial partner who gets you. With our team of experts and specialized financial solutions, we’re committed to helping you shape the future of finance.

Why crypto companies choose us

Comprehensive commercial banking platform
Comprehensive commercial banking platform

You’ll get more than a bank account – you’ll also get access to a complete banking platform with leading structures and rates, designed to fit your requirements throughout all stages of growth.

Dedicated team of crypto-natives
Dedicated team of crypto-natives

Our cross-functional crypto banking team is deeply embedded in the digital asset ecosystem and understands the operational, regulatory and banking needs of crypto companies.

Industry connections & curated events
Industry connections & curated events

Our strong ties with VCs, founders and service providers help clients expand their networks and stay informed. Membership in the Digital Chamber, Stablecoin Standard and Texas Blockchain Council keeps us engaged with key policy and industry developments.  

A track record of supporting innovation

500+

client relationships with crypto companies and VCs investing in the space.D

50%

of companies on the 2026 Forbes Fintech list are clients.D

$45B

in loan commitments.D

Our expertise

Blockchain Analytics Blockchain Analytics
Crypto Exchanges Crypto Exchanges
DeFi DeFi
Mining Mining
Network Developers Network Developers
Tokens and NFTs Tokens and NFTs
Wallet Providers Wallet Providers

Banking, financing and payment solutions

From banking to specialty financing and payment services, we provide fiat-based banking solutions built to scale with you.

Business banking

Core financial products – checking, savings, and treasury services –designed for growing companies.

Cash management & liquidity solutions

Put your capital to work. Earn competitive yields with money market accounts, automated cash sweeps and custom liquidity strategies.

Venture debt

Benefit from venture debt financing to help build strategic value and extend your runway — while minimizing equity dilution.

Wealth management for innovators

Tailored investment, trust and brokerage services for entrepreneurs and executives of high-growth companies.

Global payments & foreign exchange

Enable cross-border payments and manage foreign exchange risk with guidance from our sector-specialized advisors.

Integrated payment solutions

Accept payments and integrate with leading APIs like Modern Treasury and Plaid, to accelerate cash flow, reduce costs and minimize risk.

Banking built for crypto companies

Manage cash, control spend, issue cards, trade FX and more, all from one streamlined platform. 

First Citizens Innovation Banking Mobile banking app with financial dashboard

Trusted by companies across the digital asset ecosystem

Together we're building the technologies of the future with the leaders in fintech.

Doodles logo
Sphere logo
Stellar logo
Voltage logo

What our clients say about working with us:

Arnold Lee of Sphere

SVB is a valued partner, offering forward-thinking fintech and payments expertise that drives our growth. Their team provides strategic insights and practical solutions, streamlining our compliance and operations while helping us navigate complex regulatory landscapes. SVB optimizes Sphere's account structures, accelerating business strategies and positioning for long-term success.

Arnold Lee

CEO and founder, Sphere

Kim Castner of Voltage

Being a Bitcoin company can be difficult in the world of traditional finance. SVB has always had arms open wide and treated us with respect and dignity. They have paved the way for companies like ours to do business well and with ease. SVB also approaches risk management in a well thought out manner and have supported our goals to expand our business with intentionality. Having a banking partner that understands your unique position and understands your pain points is truly a difference maker!

Kim Castner

Director of Operations, Voltage

Dedicated team of crypto-native industry experts

We understand the unique journey of blockchain and crypto innovators. Our cross-functional team can help you navigate obstacles to growth, offering everything from credit solutions to valuable industry insights.
 

Anthony Vassallo

Anthony Vassallo

Director, Crypto

Verina Hanien

Verina Hanien

Vice President, Crypto

Henry Hecht-Felella

Henry Hecht-Felella

Vice President, Crypto

Digital data streams surrounding illuminated Earth

Runaway dollarization

Get our new white paper co-authored with Sphere exploring the implications of stablecoin adoption for monetary sovereignty, capital flows and the infrastructure shaping the future of digital dollars.

Talk with our crypto banking team

Reach out for a one-on-one conversation on how we can help support your business’ unique needs.

Explore our research and perspectives on digital assets

Browse our collection of research, analysis and media coverage featuring our proprietary data and commentary.

The Bitcoin lending renaissance Fintech
Read Article Article

The Bitcoin lending renaissance

Jun 25, 2026

Anthony Vassallo, Josh Pherigo

The product era of Bitcoin is here Fintech
Read Article Article

The product era of Bitcoin is here

Aug 26, 2025

Anthony Vassallo, Josh Pherigo

Crypto's VC comeback in five charts Fintech
Read Article Article

Crypto's VC comeback in five charts

Sep 13, 2024

Anthony Vassallo, Josh Pherigo

The Future of Fintech 2025 Reports
Read Report Report

The Future of Fintech 2025

Nick Christian, Brian Foley, Josh Pherigo, Eli Oftedal

All data sourced by First Citizens Bank and Silicon Valley Bank, a division of First Citizens Bank, as of Q1 2026, unless otherwise noted.

As of 3/31/2026.

First Citizens Bank does not invest in or hold cryptocurrencies.

Foreign exchange transactions can be highly risky, and losses may occur in short periods of time if there is an adverse movement of exchange rates. Exchange rates can be highly volatile and are impacted by numerous economic, political and social factors as well as supply and demand and governmental intervention, control and adjustments. Investments in financial instruments carry significant risk, including the possible loss of the principal amount invested. Before entering any foreign exchange transaction, you should obtain advice from your own tax, financial, legal, accounting, and other advisors and only make investment decisions on the basis of your own objectives, experience and resources. Opinions expressed are our opinions as of the date of this content only. The material is based upon information which we consider reliable, but we do not represent that it is accurate or complete, and it should not be relied upon as such.

This material, including without limitation to the statistical information herein, is provided for informational purposes only. The material is based in part on information from third-party sources that we believe to be reliable but which has not been independently verified by us, and, as such, we do not represent the information is accurate or complete. The information should not be viewed as tax, accounting, investment, legal or other advice, nor is it to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision. Nothing relating to the material should be construed as a solicitation, offer or recommendation to acquire or dispose of any investment, or to engage in any other transaction.

New Merchant Services program offerings are subject to underwriting, credit, and collateral approval. All information contained herein is for informational purposes only and no guarantee is expressed or implied. Terms and conditions apply.

All third-party trademarks referenced by First Citizens Bank remain the property of their respective owners. First Citizens Bank’s use of third-party trademarks does not indicate any relationship, sponsorship or endorsement between First Citizens Bank and the owners of these trademarks. All references by First Citizens Bank to third-party trademarks are to identify the corresponding third-party goods and services and intended to constitute nominative fair use under applicable trademark laws.

Crypto
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