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Enterprise Software—Banking Solutions

Enterprise software innovators are solving the complex challenges of today's modern enterprise—developing new markets and creating disruptive technology to empower businesses to stay ahead of the ever-evolving technology curve.

Sector expertise

Enterprise applications Enterprise applications
Enterprise infrastructure Enterprise infrastructure
Artificial intelligence Artificial intelligence
Cyber security Cyber security
Business intelligence and analytics Business intelligence and analytics
The leader in enterprise software

Your dedicated partner with a strong history serving the enterprise software ecosystem

7,700+

Enterprise software clients

22%

of enterprise software Series A fundings since 2021 were raised by First Citizens Innovation Banking clientsD

33%

of enterprise software startups are clientsD

Supporting the enterprise software innovators that advance business technology for a better tomorrow

Market leaders view us as a strategic extension of their team—not just as a partner, but as a bank offering creative capital solutions.

CrowdStrike logo
Datadog logo
Hootsuite logo
Mabl logo
Pymetrics logo

We partner with the most recognized technology companies

40%

of Forbes' Cloud 100 list choose First Citizens Innovation Banking as their financial partnerD

46%

of CNBC's Disruptor 50 List companies are First Citizens Innovation Banking clientsD

50%

of the 2026 Forbes Fintech List are First Citizens Innovation Banking clientsD

EXCLUSIVE EVENTS

Forging a path of opportunity for clients

By becoming a client, you open a door to a myriad of possible opportunities to connect with other founders and executive leaders. Our relationships with top venture firms, trusted advisors, serial founders and CFOs create the perfect ecosystem for networking events curated to foster collaboration, growth and community.

Our standout client events include:

  • Founder dinners
  • VC networking events
  • CxO pitch days
  • CFO community
  • Market insights webinars
Workers on rooftop

Banking solutions built to scale with you

Seed lending

Explore debt offerings from our network of early-stage credit partners for financing solutions to take your business to the next level.

Business checking

Access curated financial products and solutions designed for startups and Series A+ businesses focused on accelerating growth.

Future revenue financing

Access a non-dilutive, commercial line of credit designed to offer a highly flexible and scalable options to recurring revenue clients.

Venture debt

Benefit from venture debt financing to help build strategic value and extend your runway—while minimizing equity dilution.

Business credit cards and payment solutions

Explore business cards and seamless payment solutions that scale as your business grows.

Liquidity solutions

Build capital and fuel growth with account and investment strategies that make your liquidity work smarter and scale with your needs.

Global payments and foreign exchange

Enable cross-border payments and risk management with sector-specialization advisory teams to facilitate global payments and FX advisory.

Exclusive offers

Get great deals on the technology and services you need to run your business.

2026 REPORT

Get the 2026 State of Enterprise Software Report

We examine the latest trends shaping the enterprise software market, as AI is disrupting everything from investment trends to customer pricing to exit plans. 

Digital waves

Connect with us

Have a one-on-one conversation with an enterprise software expert.

Explore enterprise software insights

Read the latest news and insights on key developments that impact enterprise software markets.

Report
State of Enterprise Software 2026 Report

Backed by our survey data and our unique vantage point in the innovation economy, the report explores a pivotal moment for the sector: AI disruption is accelerating within enterprise software, and success is defined less by adoption and more by the returns generated by the technology.

Report
State of the Markets H1 2026

The latest edition of our definitive State of the Markets report uncovers the factors signaling a venture rebound. Barring a larger, macroeconomic recession or a deflation of the AI bubble, we expect growth to continue and metrics to improve through 2026. ​

Report
State of the VC-Backed CFO

Our survey of more than 200 CFOs from VC-backed companies reveals benchmarking trends and best practices among finance leaders in the innovation economy.

Report
The Future of Climate Tech 2026

Our 2026 climate tech report tracks VC investment trends, federal policy headwinds, electrification demand and the profitability pivot reshaping the sector.

Pitchbook Data, Inc. and SVB analysis, as of 3/31/2026.

Pitchbook Data, Inc. and SVB analysis, as of 3/31/2026.

All data sourced by First Citizens Bank as of 1Q26.

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This material, including without limitation to the statistical information herein, is provided for informational purposes only. The material is based in part on information from third-party sources that we believe to be reliable but which has not been independently verified by us, and, as such, we do not represent the information is accurate or complete. The information should not be viewed as tax, accounting, investment, legal or other advice, nor is it to be relied on in making an investment or other decision. You should obtain relevant and specific professional advice before making any investment decision. Nothing relating to the material should be construed as a solicitation, offer or recommendation to acquire or dispose of any investment, or to engage in any other transaction.

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All credit products and loans provided by First-Citizens Bank & Trust Company are subject to underwriting, credit, and collateral approval. Financing availability may vary by state. Restrictions may apply. All information contained herein is for informational purposes only and no guarantee is expressed or implied. Rates, terms, programs, and underwriting policies are subject to change without notice. This is not a commitment to lend. Terms and conditions apply. NMLSR ID 503941
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Enterprise Software
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