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SVB Spend Management Platform

Spend Control and Automated Reporting

Amplify efficiency with instant card issuance, integrated travel booking, Al-powered mobile expense reporting, automated reconciliation and more - at no extra cost.

Robust spend management for SVB cards

Innovator Card

Innovator Card

For early-stage and Series-A startups

Save time with automation for expense reporting, approvals, and reconciliation, plus sync data to your accounting system or ERP.D

Accelerator Card

Accelerator Card

For high-growth venture-funded companies

Drive efficiency with automated workflows and ERP sync - plus increase virtual card spend control with custom limits and policies.D

travel layout

Save time with AI powered mobile expense reporting

The SVB spend management mobile app makes it easy to submit expenses as spend occurs, using Al to automatically turn card receipts and invoices into automated expense reports. It's seamless for employees and enables fast, accurate automated reconciliation.

Streamline with integrated travel booking

Book travel directly within the SVB Spend Management Platform (including with policy-controlled virtual corporate credit cards), automate reconciliation, and tap into spending analytics to negotiate better rates with preferred vendors.

streamline travel
tne automate

Automate to maximize your efficiency

All card clients can streamline end-to-end with this business expense management solution, from auto-categorized transactions and auto-approvals, to mobile expense reporting automation and auto-sync to a preferred ERP-integrated expense management or accounting system.

"It’s been really advantageous to customize approvals and expense categories to make it simple for employees and our finance team."

VP of Finance | Omnidian

Control spend with virtual cards for every use case

For the Accelerator Card, you can instantly issue unlimited virtual corporate credit cards for employee T&E management, procurement and vendor payables with custom limits and timeframes, and auto-enforce corporate card expense management policies.

expense control

Business spend management partners

SVB Corporate Card programs also integrate with partner solutions, customized to your needs.

airbase logo

Boost efficiency and control with a modular solution to manage procurement, AP automation, cards and expense management, travel booking and more.

coupa logo

Improve operations and profitability with a unified platform for sourcing and procurement, card controls and automated payments, and treasury management.

teampay logo

Streamline with central control for purchasing, payments and expense management, and drive adoption and compliance with user-friendly tools.

Ready to talk with our team?

SVB Spend Management FAQs

Businesses can reduce the time, cost, and complexity of managing expenses by using expense management software. The SVB Spend Management Platform is one such solution, offering automated approvals, real-time transaction visibility and ERP sync for startups and venture-backed companies. Restrictions and limitations may apply; see applicable terms and conditions.  

Travel expense can include any cost incurred related to business travel. Common categories include transportation (e.g., airfare, trains, ride-shares, rental cars and fuel), lodging (hotels and short-term rentals) and meals.  

SVB Spend Management lets you book travel directly on the platform and expense it automatically.

With a spend management platform (like ours), employees can use a mobile or web app to submit expenses, including image-capture for receipts and invoices. The platform then automatically generates an expense report. This approach can dramatically save time and simplify reconciliation, and enables the finance team to gain a steady real-time flow of transaction data throughout the month to help close books faster. 

Yes. SVB Accelerator Card clients can use the Spend Management Platform  — a robust corporate expense management solution — to issue virtual corporate credit cards with custom limits and spend management policies for any employee, vendor, or use case. You can also automate approvals, track with real-time visibility, and issue, modify or revoke virtual cards on the fly.  

Yes. The SVB Travel & Expense Management platform supports ERP-integrated expense management, allowing clients to sync card transaction data to third-party accounting systems including QuickBooks, NetSuite, Xero and Intacct.  

For complete details about the SVB Innovator Card, including applicable fees and terms and conditions of the Card, please see the SVB Innovator Card Agreement Terms and Conditions for full program details. All credit products and loans are subject to underwriting, credit, and collateral approval. All information contained herein is for informational and reference purposes only and no guarantee is expressed or implied. Innovators terms.

For complete details about the SVB Accelerator Card, including applicable fees and terms and conditions of the Card, please see the SVB Accelerator Card Terms and Conditions. All credit products and loans are subject to underwriting, credit, and collateral approval. All information contained herein is for informational and reference purposes only and no guarantee is expressed or implied. Rates, terms, programs and underwriting policies subject to change without notice. This is not a commitment to lend. Certain terms, conditions, exclusions, and limitations apply.

All credit products and loans are subject to underwriting, credit, and collateral approval. All information contained herein is for informational purposes only and no guarantee is expressed or implied. Rates, terms, programs and underwriting policies subject to change without notice. This is not a commitment to lend.

Mastercard is a registered trademark of Mastercard International Incorporated and is an independent third party and not affiliated with First Citizens Bank. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. EMVCo, LLC is an independent third party and not affiliated with First Citizens Bank.

All third-party trademarks referenced by First Citizens Bank remain the property of their respective owners. First Citizens Bank’s use of third-party trademarks does not indicate any relationship, sponsorship or endorsement between First Citizens Bank and the owners of these trademarks. All references by First Citizens Bank to third-party trademarks are to identify the corresponding third-party goods and services and intended to constitute nominative fair use under applicable trademark laws.

Banking and lending products or services are offered by First Citizens Bank. Accounts are subject to credit approval. Restrictions and limitations may apply.

View the Commercial Cards Terms & Conditions.

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