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SVB Accelerator Card

Optimize spend management at scale with our new card built for high-growth, venture-funded companies.

Help drive sustainable growth with scalable credit,D AI-powered spend management and analytics, plus strategic advisory.

 

Special Offer - Earn up to a $1,000 cash bonus
Spend $50K and use the Spend Management Platform in your first 60 days.D

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Maximize efficiency and insights for managing spend

Spend Management platform - at no extra cost

Automate policy enforcement, approvals, mobile expense reporting, reconciliation and accounting sync to your ERP, plus access spending insights to improve forecasting.

Precisely control spend with virtual cards

Unique card numbers digitally generated for specific payments enhances security while paying vendors online and via mobile.


"The automations are super helpful to get all of our expenses together
and allow us to take care of expenses more quickly, and that's our goal."

Co-Founder and CEO | New Harbor

Improve working capital with cash rebates on spend

Earn cash rebates on Accelerator Card business spendD to support growth needs for cloud infrastructure, subscriptions, travel, major purchases and other payables.

special offer

Earn up to a $1,000 cash bonus
in your first 60 days

$500 in cash bonus
when you spend at least $50k+

+

Earn another $500 in cash bonus
when you use the Spend Management Platform*

*Enroll in the platform, submit 3 or more card expenses and set up sync to your ERP or accounting system

 

Digital cards to safeguard your spend

Protect your card account by adding a digital version of your SVB card to your mobile wallet for making purchases using the security of the wallet's biometric authentication and tokenization.

Need to bring your own Spend Management Platform?

Accelerator Card clients can integrate their card program with an existing third-party platform such as Airbase, Coupa or Teampay.

More agility for your business with Mastercard

Make secure payments anywhere worldwide - online, in mobile apps or in stores - with physical, digital or virtual cards.D

MasterAssist Travel Services

MasterAssist Travel Services

Support for global travel planning, lost luggage, medical and legal needs, roadside assistance, etc.

Mastercard Global Service

Mastercard Global Service

Worldwide 24-hour support to report and replace a lost/stolen card and get a cash advance.

Purchase protections

Purchase protections

Insurance coverage for rental cars and damaged purchases, extended warranties and more.

Ready to talk with our team?

Accelerator Card FAQs

SVB commercial cards are designed for the needs of venture-funded companies and tailored to your stage of growth. It gives your business a no-cost, simple way to access scalable credit, AI-powered spend management with automated expense reporting, and business banking, all in one place - and all built to help your company succeed.

Accelerator Card credit limits can scale with your business. We consider a range of factors in our credit decisions, which includes unique considerations for fast-growth venture-backed companies.

Yes. Accelerator Card helps you maximize control with no-cost access to our AI-powered Spend Management Platform. You can issue virtual cards with custom limits and spend policies for any user, vendor or use case. You can also automate approvals, track with real-time visibility, and issue, modify or revoke cards on the fly.

With the Accelerator Card, you earn cash rebates on business purchases, at the rate set for your client relationship.D

Yes. With Spend Management Platform, you can sync card data to third-party ERP or accounting systems such as QuickBooks, NetSuite, Intacct and Xero. The platform's AI-powered mobile app automates expense reporting to simplify reconciliation. And real-time transaction data can stream to your integrated system for audit-ready tracking and faster monthly close.

With SVB cards, your billing cycle includes extended terms that give you extra float before paying the balance.

For complete details about the SVB Accelerator Card, including applicable fees and terms and conditions of the Card, please see the SVB Accelerator Card Terms and Conditions. All credit products and loans are subject to underwriting, credit, and collateral approval. All information contained herein is for informational and reference purposes only and no guarantee is expressed or implied. Rates, terms, programs and underwriting policies subject to change without notice. This is not a commitment to lend. Certain terms, conditions, exclusions, and limitations apply.

This offer is only available for Accelerator Card charge programs set up on company bill and company cash rebate. Offer expires 12/31/2026.

Cash bonuses are awarded 30 days (or up to 2 statement cycles) after meeting the offer criteria within the first 60 days of account opening. Criteria includes:

  • $500 cash bonus is awarded after $50,000 has been spent collectively between the cards within your program.
  • $500 cash bonus is awarded after enrolling in the Spend Management Platform, and using the platform to submit 3 or more card expenses and set up accounting sync for a third-party ERP or financial software.

In order for the client to earn the $500 cash bonus for enrolling in Spend Management Platform, the client must first spend $50K within the first 60 days before they are qualified to earn the second $500 for the adoption of the Spend Management Platform.

SVB Cash Rebate earnings are based on qualified net business purchases (minus returns/credits) with the SVB Cash Rebate Program for Cards. SVB virtual cards can earn rebates at the rate determined by the client relationship.

Mastercard terms and conditions apply.

Mastercard is a registered trademark of Mastercard International Incorporated and is an independent third party and not affiliated with First Citizens Bank. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. EMVCo, LLC is an independent third party and not affiliated with First Citizens Bank.

All third-party trademarks referenced by First Citizens Bank remain the property of their respective owners. First Citizens Bank’s use of third-party trademarks does not indicate any relationship, sponsorship or endorsement between First Citizens Bank and the owners of these trademarks. All references by First Citizens Bank to third-party trademarks are to identify the corresponding third-party goods and services and intended to constitute nominative fair use under applicable trademark laws.

All credit products and loans are subject to underwriting and credit approval. APR (Annual Percentage Rate) on purchase and balance transfers will vary with the market based on the Prime Rate and creditworthiness. All information contained herein is for informational and reference purposes only and no guarantee is expressed or implied. Rates, terms, programs and underwriting policies subject to change without notice. This is not a commitment to lend. Certain terms, conditions, exclusions and limitations apply.

View the Commercial Cards Terms & Conditions.

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