Streamline as you scale with advanced, integrated services to better manage high-volume transactions and complex banking needs for cash management, payments and more.

Add treasury management services to meet evolving needs, and offset costs with up to a $500 monthly credit.D

Manage cash flow, make better decisions with real-time data and custom reporting, and integrate banking with your corporate cards, loans, and ERP or accounting system.

First Citizens Digital Banking Laptop and Mobile

Add a secure digital version of your debit card to your mobile wallet to leverage the wallet's biometric authentication and tokenization for payments.

Add controls to reduce risk of ACH or check fraud with services such as Positive Pay, ACH transaction blocking, dual controls, alerts and more.D

Deposit Agreement and Disclosure Statement- Business Accounts

$500 monthly credit does not roll over to the next month. Credit is based on billing family monthly average collected balance. For balances between $50,000 and $249,999, credit is $150. For balances between $250,000 and $499,999, credit is $350. For balances of $500,000 or more, credit is $500. Standard fees apply to charges beyond the $500 total monthly credit. Banking services credit can be applied to all fees listed on the Schedule of Fees and Charges except for the Ledger Overdraft fees and the ACH Direct Send File Transmission Implementation fee. Contact your Relationship Manager for a copy of the Schedule of Fees and Charges.

Fraud Control Services may have monthly, per item, or per transaction costs. Contact your Relationship Manager for more details.

Mastercard is a registered trademark of Mastercard International Incorporated and is an independent third party and not affiliated with First Citizens Bank. The Contactless Symbol and Contactless Indicator are trademarks owned by and used with permission of EMVCo, LLC. EMVCo, LLC is an independent third party and not affiliated with First Citizens Bank.

Bank deposit products are offered by First-Citizens Bank. Member FDIC and an Equal Housing Lender.

Premium business checking for fast-growth companies

Do more with up to $500 monthly credit

Amplify efficiency with robust digital banking

Protect your spending with a digital debit card

Increase payment security with Fraud Control Services

Ready to talk with our team?