Plaid integration with First Citizens Innovation Banking
Authenticate with Plaid, pay with First Citizens Innovation Banking
Achieve a faster way to authenticate bank account information and a seamless method to make payments.
Simple and smart integration
Automatically generate payments after authentication in Plaid.
Decrease costs, increase speeds
Cut out the middleman and process payments faster straight from your bank.
Lower risk and data exposure
Instantly authenticate bank accounts without the need to ever handle an account or routing number.
Authenticate bank information directly with your account
A smooth integration allows you to send your Plaid tokens to our ACH API for payment processing. Here is how it works:
The flexible platform allows us to customize our payment solutions and drive efficiencies in ways that our prior provider simply could not or would not do. The onboarding was easy and we were up in running much faster than we had anticipated.
Jim O'Connor
COO | Cut+Dry
Step 1
Enable First Citizens as your ACH bank processor on the Plaid Integrations page.
Step 2
Securely send ACH instructions to First Citizens APIs containing Plaid’s tokens.
Step 3
We handle the rest by unmasking the Plaid tokens to securely send payments to the associated bank account.
Technical documentation
Interested in learning about how integraions works? Check out the Modern Treasury technical documentation.
